Who do I pay? When do I pay?
Who do I pay? When do I pay? You have three milestones where you need to budget your payments: 1) Booking deposit – This is paid to the auctioneer and...
How long will it take?
How long will it take? We streamline the conveyancing journey with prompt next-day, in-person meetings and a 48-hour turnaround for documents. Our sta...
Why do I need a solicitor?
Why do I need a solicitor? Purchasing a house is a complicated process. A solicitor can help you ensure that what you purchase is yours, has all the s...
If I want to sell my house or change my mortgage, what should I do first?
If I want to sell my house or change my mortgage, what should I do first? Begin by contacting your solicitor and applying for the title deeds from you...
When should I engage a solicitor?
When should I engage a solicitor? Your solicitor is your advisor, so the earlier you engage a solicitor, the better. You will need your solicitor’s de...
When I purchased my home I paid Land Registry fees. Now that I am switching my mortgage, why do I have to pay a similar fee again?
When I purchased my home I paid Land Registry fees. Now that I am switching my mortgage, why do I have to pay a similar fee again? Updating Land Regis...
What happens to my deeds?
When you are purchasing a property with a mortgage, all of the title deeds are sent to the lender once you are registered as the owner with the Proper...
Where should I send my documentation?
Please send all post to:  Beam, a trading name of Orbitus Law LLP 4 Denny St  Tralee  Co. Kerry  V92 RFK6 Our DX address is: DX41010 Tralee
What happens next?
Once you’re onboarded with Beam, a trading name of Orbitus Law LLP, we manage all aspects of the transaction. We will then notify you of any steps tha...
What documents do you accept as proof of address?
We welcome recent utility bills such as ESB or phone bills, along with bank statements or government letters displaying your PPS number. It’s importan...
What fees do you pay when buying a home in Ireland?
What Fees do you Pay when buying a home? There are different items that add up to what would the cost of buying a home in Ireland. The price you Agr...
So what does a Solicitor do in the conveyancing process?
Solicitors review your contract & your title documents to make sure your new home is of good title and the Transfer for Ownership is clean & clear. We...
What happens when you go sale agreed or you make a deposit on a new home?
What happens when you go sale agreed? Beam FAQ Homebuying - Conveyancing / Real Estate Solicitor in Ireland.
May I speak to a Live Agent?
To speak to a Beam Team member please call 01 525 9020 Mon-Fri:   9:00am to 5:30pm and you can also email your questions to info@letsbeam.ie. Your qu...
What is Conveyancing?
What is Conveyancing?     Conveyancing is explained as the legal process of transferring property from one owner to another.   Purchasing a house can...
How much does it cost to switch?
Get a free mortgage switch cost estimate. There’s no obligation with your free estimate. We just want to give you useful information to have durin...
What is the cost?
Beam's fees for purchasers and switchers are flat fees but the government fees can depend on the home and mortgage you are going for. Get your free e...
Why do I need a solicitor when buying property in Ireland?
A solicitor plays a vital role in the home buying and mortgage switching process in Ireland for several reasons: Ensure "Good" Title: Verifies that t...
What is the role of a solicitor in helping me buy a home in Ireland?
What is the role of a solicitor in helping me buy a home in Ireland? A solicitor plays a pivotal role in guiding you through the legal process of buyi...
What is a Deed of Assignment when buying property in Ireland?
Question: What is a Deed of Assignment in the context of buying a home in Ireland? Answer: A Deed of Assignment is a legal document that plays a cruci...
I’ve decided to buy a home in Ireland—what are the next steps?
Question: I’ve decided to buy a home in Ireland—what are the next steps? Answer: Once you’ve decided to purchase a home, your solicitor will take on m...
When do I pay the stamp duty?
Question: When do I need to pay stamp duty when buying a home in Ireland? Answer: Stamp duty is an essential part of the home-buying process in Irelan...
What Is Stamp Duty?
What Is Stamp Duty in Ireland? Stamp duty is a tax levied by the Irish government on the transfer of property ownership. It is a mandatory part of the...
I want to bring in funds from the U.S. to buy a home in Ireland, what are the tax implications for doing this?
Question: What are the tax implications of bringing funds from the U.S. to Ireland to buy property? Answer: If you’ve recently moved to Ireland and ar...
Why do I need a solicitor?
Why do I need a solicitor? A solicitor plays a vital role in the home buying and mortgage switching process in Ireland for several reasons: Ensure "Go...
What does a solicitor do?  What is the role of a solicitor in helping me buy a home in Ireland?  
What does a solicitor do?   What is the role of a solicitor in helping me buy a home in Ireland?    Answer: A solicitor plays a pivotal role in guidi...
Do I need a property survey for my mortgage in Ireland?
Do I need a property survey for my mortgage in Ireland? Answer: A survey is usually not needed for the bank unless the property is old (100 years +). ...
Why are you advising me to get a survey done?
Why are you advising me to get a survey done? Answer: To help you protect your investment.   The purpose of the survey is to pick up on any physical ...
Why do I need an Engineer's Report to buy a home in Ireland?
Why do I need an Engineers Survey Report to buy a home in Ireland? Home inspections in Ireland are worth the cost but are not mandatory. All solicitor...
What happens if the survey shows problems or hidden damage with the property?  What should I do if the property has issues or I want to know if the house has hidden damage?
Question: What happens if the survey shows problems or hidden damage with the property?   What should I do if the property has issues or I want to kn...
If I walk away and do not buy a home I have made a deposit on, do I lose my deposit?
Question: If I walk away and do not buy a home I have made a deposit on, do I lose my deposit? Answer: It depends on whether there is a signed contrac...
What is a booking deposit and when do I pay it?
Question: What is a booking deposit and when do I pay it? Answer: Once your offer on a property is accepted by the auctioneer/estate agent they will a...
Can I move my stuff in before we complete the contracts or close when buying property?
Question: Can I move my stuff in before we complete the contracts or close? Answer: Generally no, vendors will insist on closing out the sale before y...
What happens if I sign the property purchase contract but the vendor doesn’t?
Question: What happens if I sign the property purchase contract but the vendor doesn’t? Answer: In the Irish property-buying process , a contract beco...
What are searches?
Question: What are searches? or What are property searches? Answers: On the day of closing your solicitor will run searches against the vendor, the pr...
What are property searches in the Irish home-buying process?
Question: What are property searches in the Irish home-buying process? Answer: Property searches are an essential part of the legal process when purc...
What is a Deed of Assignment of Life Policy in the context of buying a home in Ireland?
Question: What is a Deed of Assignment of Life Policy in the context of buying a home in Ireland? Answer: A Deed of Assignment is a legal document tha...
What do I have to do next?  I’ve decided to buy a home in Ireland—what are the next steps?
Question: What do I have to do next?   I’ve decided to buy a home in Ireland—what are the next steps? Answer: Once you’ve decided to purchase a home,...
What is Stamp Duty? And when do I need to pay stamp duty in Ireland?
Question: What is Stamp Duty? And when do I need to pay stamp duty in Ireland? Answer: Stamp Duty is a tax required by the government for property tra...
When do I pay your fees? 
Question: When do I pay your fees?   Answer: You do not need to pay your fee until a few days prior to closing or your mortgage switch signing.   If...
What makes Beam different to other solicitors?
The Beam Difference revolutionises the legal process of buying a home, making it simpler, faster, and less stressful. At Beam, we understand that buyi...
What is a Family Loan Agreement?
A family loan agreement is an agreement to repay a loan made between a borrower and a lender related by blood or marriage. There may be two versions “...
What if there is a charge on a property particularly a judgment mortgage and it is delaying the resale? What is the best course of action in terms of advising buyers since it is essentially a 3rd party scenario and out of their hands, apart from chasing for updates?
A judgment mortgage is treated the same way as a normal charge on title, in that either the vendor’s solicitor provides a discharge/ release on closin...
In circumstances where there is a non-owning cohabitant with an owner (solo purchaser on mortgage) and the family home declaration is signed by both for the bank would that hinder them if the non-owner ever wants to buy a property as a first-time buyer? Or is it better for the family home declaration to be sworn as “single”?
If the non-owning cohabitant meets the definition of the term “cohabitant” as set down in Section 172 of the Civil Partnership and Certain Rights and ...
A purchaser has noticed that there is a pathway at the back of the property (covered by a fence) that is actually a driveway to another property (vendor's primary residence), they would like to make use of this as it is a shortcut to a local walkway. Legally how does one go about this?
The purchaser should contact the estate agent and raise the question with them in the first instance.  If the Vendor is the owner of the adjoining pro...
For new builds where the property is being sold as-is without a kitchen and the clients will have to install it themselves will this impact the drawdown of bank funds? Is this something that 1) gets installed before closing during snagging or 2) after closing?
It is generally installed prior to drawdown however the loan offer might make an exemption.   The information shared on this site is meant to be helpf...
For purchasers that are on Stamp visas (example: one Stamp 4 and their partner is on a Stamp 1), should that make any difference in buying a home?
There should be no issues in respect of the legal process of buying the property, but they may have difficulties in relation to the mortgage itself. H...
A buyer is purchasing a property and trying to get a loan offer with a bank, but was previously married - now divorced (2014), the buyer has no original documents apart from a scan of their divorce decree issued by the High court of another country. The Bank has asked the buyer's solicitors to advise whether the divorce is recognised in Ireland to issue the loan offer. How would someone know if a divorce from another country can be recognised in Ireland?
Foreign divorces are recognised in Ireland if both spouses were domiciled residents in that jurisdiction of the court granting the divorce at the date...
A question about Family Home declarations - some purchasers get push back from 3rd party solicitors refusing to execute the FHD as they are not their primary solicitor and have advised clients to go to their purchasing solicitor - is this usual for practising solicitors?
Yes, the swearing of a statutory declaration is not a client/matter specific event.  If clients present with identification (which they are happy to a...
A question about Vendors asking for proof of funds. What if there is a private deal that has no auctioneer, do the purchasers have to provide their bank statements to the vendors as they already have their loan offer in place? Basically, the vendor wants to see proof of source of funds - would this be common for purchases in private deals?
In a purchase with an auctioneer involved, then yes this is very common.  Par for the course.  In a private transaction, it depends on the relationshi...
Buyers ask if they are obliged to be members of the management company or can they get out of it?
If it is provided for in the special conditions in the Building Agreement/ Conditions of Sale then YES it will be obligatory for the buyer to become a...
A buyer is looking to purchase a house ( both being sold by an estate agent and on an auction website - seems to be whatever sells first) but was warned by the estate agent that she might find it hard to get a mortgage on the house as the septic tank is on land owned by a neighbour. The buyer heard rumours the neighbour would be willing to sell the land. Does the buyer have a chance at getting the mortgage or would the buyer be better off avoiding the property?
First piece of advice to the buyer is not to purchase the property at auction if the buyer does not engage a solicitor to review the contracts and tit...
A question about Source of Funds - If a home is being purchased by two clients, both on the loan offer, but only one is employed and the other doesn’t contribute to savings then do the latter need to provide statements of account?
The best way to look at the Source of Funds question is to analyse where the funds are coming from - so if it is the case that only one of a couple is...