What happens to my deeds?

When you are purchasing a property with a mortgage, all of the title deeds are sent to the lender once you are registered as the owner with the Property Registration Authority.

A copy of the government register folio confirming you as owner will be sent to you when the originals are all sent to the bank. Then with your authorisation, we can hold a copy of your deeds digitally, so that if you decide to switch mortgages or sell in the future, you will have immediate access to your deeds.